Annals of Tropical Medicine and Public Health
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Year : 2016  |  Volume : 9  |  Issue : 3  |  Page : 159-164

Study of retirement plan among dental professionals in Navi Mumbai, India: A comprehensive questionnaire survey

Department of Oral and Maxillofacial Pathology and Microbiology, D Y Patil School of Dentistry, Navi Mumbai, Maharashtra, India

Correspondence Address:
Treville Pereira
Department of Oral and Maxillofacial Pathology and Microbiology, D Y Patil School of Dentistry, Sector 7, Nerul, Navi Mumbai - 400
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Source of Support: None, Conflict of Interest: None

DOI: 10.4103/1755-6783.181654

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Background: Dentistry may appear to be a rewarding and satisfying job, but the fear of coming up short may haunt many dentists as they approach retirement. Planning for one's retirement is an issue that concerns all working individuals. The aim of this study was to assess the retirement plans among dental professionals in the City of Navi Mumbai, India. Materials and Methods: It was a cross-sectional study involving 180 dentists and conducted with the help of a self-reported questionnaire. Results: The response rate was 83.33% (150/180). There was a general agreement that the preferred retirement income would be achieved. Nearly, 83% of the dentists were in debt from banks in the form of loans which were taken either for a house, clinic, or a vehicle. Most of the dentists had a private practice and nearly 60% of the dentists were self-employed. Conclusion: Future planning for dentists is important as decisions can be made based on age, investment planning, and their financial status until retirement. In general, dentists are well prepared for their retirement. They have a significant amount of wealth for a comfortable living standard.

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